When a foreclosure auction sells for more than what was owed, the surplus belongs to you. We identify, locate, and recover those funds — at no upfront cost to you.
A straightforward four-step process. You pay nothing until funds are successfully recovered and deposited into your account.
We monitor Florida court records daily. When your property is sold at foreclosure auction for more than the judgment amount, we identify the surplus held in the court registry.
We reach out to let you know funds exist in your name. There is no obligation and no upfront cost. You decide whether to proceed.
Our legal team prepares and files all necessary documentation with the court on your behalf. You sign a simple consulting agreement outlining our fee.
The court releases the funds to our attorney's trust account. Your share is disbursed directly to you. Our consulting fee is deducted at disbursement — you never write us a check.
Your funds are handled by a licensed Florida attorney through a supervised trust account. You never need to worry about where your money is or whether you will receive it.
We monitor auction results in real time. The moment a surplus is identified, we begin the recovery process. Time matters — other firms often reach homeowners days or weeks later.
We disclose our fee in writing before you sign anything. You will know exactly what you receive and exactly what we receive before any document is executed.
You are not required to hire an attorney to claim surplus funds. We handle the complexity so you do not have to navigate the court system alone.
Complete the form and a member of our team will review your case within one business day. There is no obligation and no cost to find out.
If your property was sold at a Florida foreclosure auction in the past 12 months and the winning bid exceeded what was owed on your mortgage, you may be entitled to the difference.
Vested Asset Recovery LLC operates under Florida Statute 45.032 and 45.033. All engagements are documented in writing prior to any recovery action. We are not a law firm. Legal services are provided by our affiliated Florida-licensed attorneys.
No upfront cost. No obligation. Results within one business day.
Vested Asset Recovery LLC was founded to solve a problem that affects thousands of Florida homeowners every year: surplus funds sitting unclaimed in county court registries, slowly approaching the one-year deadline before they are transferred to the state.
We combine real-time data monitoring with a network of licensed Florida attorneys to identify, locate, and recover these funds on behalf of the former homeowners who are entitled to them.
We operate on a strict contingency basis. If we do not recover funds for you, you owe us nothing. Our fee is a percentage of what we successfully recover, disclosed in full before you sign anything.
Vested Asset Recovery LLC is not a law firm and does not provide legal advice. We are a consulting firm that assists former property owners in identifying and recovering surplus funds from Florida foreclosure auctions. Legal services in connection with court filings are provided by independently licensed Florida attorneys who are not employees of Vested Asset Recovery LLC.
Our services are governed by Florida Statute 45.032 and 45.033. All consulting agreements are executed in writing prior to any recovery action. Fees are disclosed in full before any documents are signed. We operate on a contingency basis — you pay nothing unless funds are successfully recovered on your behalf.
Results vary by case. The existence of a foreclosure auction does not guarantee the existence of surplus funds. The presence of subordinate liens, HOA claims, or other encumbrances may reduce or eliminate the surplus available for disbursement. We make no guarantee of recovery.
Surplus funds must be claimed within one year of the foreclosure sale date under Florida law. After that period, funds may be transferred to the Florida Department of Financial Services as unclaimed property. We strongly encourage former homeowners to act promptly upon learning of potential surplus funds.
Vested Asset Recovery LLC is registered in the State of Florida. All communications are subject to applicable state and federal law including the Telephone Consumer Protection Act (TCPA) and the Florida No Sales Solicitation Act (FS 501.059).